Challenges and Opportunities for BAJK's Enthusiastic Chairman of Board of Directors (By: Abdul Basit Alvi) Bank of AJ&K is working across the State of Azad Jammu and Kashmir with a large network of branches. It was established under an Act passed by Azad Jammu & Kashmir Legislative Assembly in 2005 with an initial Paid-up Capital of Rs. 255 Million and commenced its operations as Non-Scheduled Bank on November 01, 2006 with its Head Office located at Muzaffarabad, AJK. The bank is playing key role not only in helping under developed areas but it is creating job opportunities and also assisting overseas Kashmiris to effecti...